:root{--bg:#0f1b2d;--ink:#1d2433;--muted:#5b6475;--card:#fff;--red:#c8102e;--green:#0f6b45;--gold:#f2b632;--line:#e4e7ee;--soft:#f6f7fb}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;font:16px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--soft)}
a{color:var(--green)}img{max-width:100%}
.draft{background:#fff3cd;color:#664d03;text-align:center;font-size:.85rem;padding:.35rem 1rem;border-bottom:1px solid #ffe69c}
header.site{background:var(--bg);color:#fff;position:relative}
header.site::after{content:"";display:block;height:6px;background:repeating-linear-gradient(90deg,var(--red) 0 18px,var(--gold) 18px 36px,var(--green) 36px 54px,#fff 54px 72px)}
.wrap{max-width:1080px;margin:0 auto;padding:0 1rem}
.bar{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:.8rem 0;flex-wrap:wrap}
.brand{color:#fff;text-decoration:none;font-weight:800;letter-spacing:.2px;font-size:1.1rem}
.brand span{color:var(--gold)}
nav.main{display:flex;gap:.9rem;flex-wrap:wrap;font-size:.92rem}
nav.main a{color:#dfe6f3;text-decoration:none}nav.main a:hover{color:#fff;text-decoration:underline}
.hero{background:radial-gradient(1200px 400px at 20% -10%,#1f3a5f 0,var(--bg) 60%);color:#fff;padding:1.5rem 0 2rem}
.hero-grid{display:grid;gap:1.5rem}
@media(min-width:900px){.hero-grid{grid-template-columns:1fr 1.1fr;align-items:start}}
.hero h1{font-size:clamp(1.6rem,4.5vw,2.4rem);line-height:1.15;margin:.4rem 0 .6rem}
.hero p.lead{color:#d6deec;font-size:1.05rem}
.ticks{list-style:none;padding:0;margin:1rem 0}.ticks li{padding-left:1.6rem;position:relative;margin:.35rem 0;color:#e8edf6}
.ticks li::before{content:"★";position:absolute;left:0;color:var(--gold)}
.card{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:1.2rem;box-shadow:0 6px 24px rgba(15,27,45,.08)}
.form-card{color:var(--ink)}
.form-card h2{margin:.1rem 0 .3rem;font-size:1.3rem}
.small{font-size:.85rem;color:var(--muted)}
form .row{display:grid;gap:.75rem}@media(min-width:560px){form .row.two{grid-template-columns:1fr 1fr}}
label{display:block;font-weight:600;font-size:.92rem;margin-bottom:.2rem}
input,select,textarea{width:100%;font:inherit;padding:.65rem .7rem;border:1px solid #cdd3df;border-radius:9px;background:#fff}
input:focus,select:focus,textarea:focus{outline:3px solid #f2b63266;border-color:var(--gold)}
fieldset{border:1px solid var(--line);border-radius:10px;padding:.6rem .8rem;margin:0}
legend{font-weight:600;font-size:.92rem;padding:0 .3rem}
.checks{display:flex;flex-wrap:wrap;gap:.4rem .9rem}.checks label{font-weight:400;display:flex;gap:.35rem;align-items:center;margin:0}
.checks input{width:auto}
.consent{display:flex;gap:.6rem;align-items:flex-start;background:var(--soft);border:1px solid var(--line);border-radius:10px;padding:.7rem;font-size:.85rem;font-weight:400}
.consent input{width:auto;margin-top:.25rem}
.btn{display:inline-block;background:var(--red);color:#fff;border:0;border-radius:10px;padding:.85rem 1.2rem;font-weight:700;font-size:1.05rem;cursor:pointer;width:100%;text-decoration:none;text-align:center}
.btn:hover{background:#a50d25}
.js .step{display:none}.js .step.active{display:block}.js .step:not(.active) [data-prev],.step .nav-btns [data-next]{}
html:not(.js) .nav-btns [data-next],html:not(.js) .nav-btns [data-prev]{display:none}
.steps-ind{display:flex;gap:.3rem;margin:.4rem 0 .8rem}.steps-ind i{flex:1;height:5px;border-radius:4px;background:var(--line)}.steps-ind i.on{background:var(--green)}
.nav-btns{display:flex;gap:.6rem;margin-top:.8rem}.nav-btns .btn.secondary{background:#e9edf4;color:var(--ink)}
main.page{padding:1.5rem 0 2.5rem}
main.page article{background:#fff;border:1px solid var(--line);border-radius:14px;padding:1.2rem 1.2rem 1.6rem}
@media(min-width:700px){main.page article{padding:2rem 2.4rem}}
article h1{line-height:1.2;margin-top:.2rem}
article h2{margin-top:1.8rem;border-left:5px solid var(--red);padding-left:.6rem;font-size:1.25rem}
table{border-collapse:collapse;width:100%;margin:1rem 0;font-size:.93rem}
th,td{border:1px solid var(--line);padding:.55rem .6rem;text-align:left;vertical-align:top}th{background:var(--soft)}
.tablewrap{overflow-x:auto}
.note{background:#eef7f2;border:1px solid #cfe8db;border-radius:10px;padding:.8rem 1rem;margin:1rem 0}
.warn{background:#fff6e5;border:1px solid #ffe0a3;border-radius:10px;padding:.8rem 1rem;margin:1rem 0}
.src{font-size:.8rem;color:var(--muted)}
sup a{text-decoration:none}
ol.sources{font-size:.85rem;color:var(--muted);word-break:break-word}
.grid3{display:grid;gap:1rem;margin:1.5rem 0}@media(min-width:760px){.grid3{grid-template-columns:repeat(3,1fr)}}
.grid3 .card h3{margin:.2rem 0 .4rem;font-size:1.05rem}
section.band{padding:2rem 0}
details{border:1px solid var(--line);border-radius:10px;padding:.7rem 1rem;margin:.6rem 0;background:#fff}
summary{font-weight:700;cursor:pointer}
footer.site{background:var(--bg);color:#b9c3d6;font-size:.88rem;padding:1.6rem 0}
footer.site a{color:#dfe6f3}
.cta-inline{margin:1.6rem 0}.cta-inline .btn{width:auto}
.hidden{display:none}
.ok{background:#eef7f2;border:1px solid #cfe8db;border-radius:10px;padding:1rem}

@media(max-width:899px){
 nav.main{flex-wrap:nowrap;overflow-x:auto;white-space:nowrap;width:100%;-webkit-overflow-scrolling:touch;padding-bottom:.2rem}
 .hero{padding:1rem 0 1.5rem}.hero h1{font-size:1.5rem;margin:.2rem 0 .4rem}
 .hero .lead,.hero .ticks,.hero .heads{display:none}
}
.mobile-only{display:none}@media(max-width:899px){.mobile-only{display:block}}